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Update on Lucy

Lucy is now a 51-year-old business lady. She is still married to Robert who is now a police man. She has been running her retail shop for the past five years with a monthly income of KES 25,000, which she uses to support her family.

Lucy is applying for her second loan with KADET LTD and she will use the loan to buy wheat flour, maize flour, and stationary. With the anticipated profits she will pay school fees for her children. Her hopes and dreams are to improve the living standards of her family.

Previous Loan Details

Lucy is a 50-years-old business lady. She is married to Robert a business man. They are blessed with two children. She has been running a retail shop for the past four years with the monthly income of KES.10,000 which she uses to support her family. She is applying for her first loan from KAD... More from Lucy's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 708
    View loans »
    Kenya Loans Fundraising
  • $44,827,200
    Funds lent in using Kiva
  • 87.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Lucy to buy more stock of maize flour, wheat flour, cooking oil and stationary.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Feb 5, 2013
Feb 23, 2013
Currency Exchange Loss:
Nov 17, 2013