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Gulbara is 53 years old and she has raised one son. By nature, she is a quiet and very positive woman. She has been involved in animal husbandry since 1998 and started in this business with an initial capital of 20,000 som (KGS). Thanks to her hard work, she now owns one cow, 30 sheep and two horses. She makes close to 15,000 som (KGS) a month from the sale of milk and dairy products.

In order to further develop her business, Gulbara has turned to Bai Tushum & Partners for a loan in the amount of 50,000 som (KGS). She will use this loan to buy a dairy cow and small livestock, which will allow her to increase her milk yield. She plans to invest the revenues from her loan into further expanding her herd.
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Гульбаре 53 года, воспитала сына. Гульбара по характеру спокойная и очень позитивная, с 1998 года занимается животноводством, начав этот бизнес с суммы 20,000 сом (KGS). Благодаря упорному труду Гульбары в ее хозяйстве на сегодняшний день имеется 1 коров, 30 голов овец и 2 лошади. Доходы от продажи молока и молочных продуктов составляют около 15,000 сом (KGS) в месяц. В целях дальнейшего развития своего бизнеса, Гульбара обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку дойную корову и МРС, что позволит ей увеличить надои. Доходы от кредита Гульбара планирует вложить в дальнейшее увеличение домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 58
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,880,625
    Funds lent in using Kiva
  • 47.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Gulbara to purchase one dairy cow and some sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 12, 2013
Feb 25, 2013
Currency Exchange Loss:
Mar 17, 2014