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Luis Alberto
Luis, 31, lives in the district of San Jose de los Molinos, Ica, Peru. The San Jose area is characterised by the development of agriculture, particularly growing cotton, potato, corn, onion, amongst other things. From a young age Luis learned to repair cars and started to work in a little workshop, as his parents had very little money. Because of this he only studied to 5th grade, but he would have liked to study mechanical engineering.

After a lot of effort and saving, Luis managed to get his own business repairing cars, specialising in tyre repairs. Her works around 9 hours a day and serves up to three customers a day. He believes that his business is going well because he is friendly and above all because he does a good job.

Luis is very grateful to the Kiva lenders as it is thanks to them that he will be able to buy a new moulder for his work as his current one is in a poor state as it is very old and very expensive to repair. This will let him have a tool that is adequate for his work and he will be able to continue working to make his greatest dream "to have his own home and a bigger workshop" a reality
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Luis tiene 31 años de edad, el vive en el distrito de San Jose de Los Molinos, Ica, Perú.- el distrito de San Jose se caracteriza por el desarrollo de la agricultura, en especial los cultivos de algodón, papa, maíz, cebolla, entre otros. Desde muy joven Luis aprendió a realizar reparaciones para automóviles, y empezó a trabajar en un pequeño taller, ya que sus padres tenían pocos recursos económicos, debido a ello solo estudio hasta el quinto de secundaria, pero le hubiera gustado estudiar la carrera de ingeniería mecánica.

Luego de mucho esfuerzo y ahorro Luis logro tener su negocio de reparación de automóviles, especialmente reparación de llantas, el le dedica a su negocio alrededor de 9 horas al día y puede atender hasta 3 clientes diariamente; él cree que está saliendo adelante en su negocio porque es muy amable y sobre todo realiza un buen trabajo.

Luis está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá comprar una compresora nueva para su trabajo ya que la que tiene actualmente se encuentra en mal estado ya que es muy viejita y gasta mucho en repararla; así el podrá tener una herramienta adecuada para su trabajo y poder seguir luchando para poder hacer realidad su más grande sueño:” Tener su casa propia y un taller mas grande”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 156
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD