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Mayra Alexandra
Mayra is 33 years of age and lives in Guayaquil. She started her business with a small stationery shop and, as she wanted to have a higher income, she began gradually expanding her business until she was able to open a store. She works alone from 6:30 am until 11:00 pm, and her major concern throughout life has been the illnesses from which she and her children suffer.

Mayra strives to offer her children a better life. She is single and has two children, aged 10 and 8, and she works hard to make sure that they get ahead in life. With this loan Mayra wants to buy cinderblocks and cement, so that she can improve her home and give her children a better place to live. She also wants to improve a part of her store. In the future, she would like her business to generate more income.
View original language description ↓
La clienta Mayra vive en Guayaquil, tiene 33 años de edad. Ella empezó su negocio con un pequeño bazar y debido a que quería mayores ingresos fue incrementando su negocio poco a poco hasta adquirir ponerse una tienda.

El trabajo lo realiza sola de 6:30 de la mañana hasta 11:00 de la noche, lo que le preocupa en toda su vida son las enfermedades tanto de ella como la de sus hijos. Ya que sola trata de darles una vida mejor a sus hijos.

Esta soltera y tiene dos hijos uno de 10 años y el otro de 8 años quienes son el esfuerzo de la clienta para que sigan adelante.

Con este préstamo quiere comprar bloques, cemento para poder mejorar su casa y asi darle un mejor lugar donde vivir a sus hijos y tambien contrsuir mejor cierta parte de la tienda. En el futuro quiere con su negocio mayores ingresos de dinero.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Mayra Alexandra to buy cinderblocks and cement.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 21, 2013
Feb 22, 2013
Currency Exchange Loss:
Feb 25, 2014