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Teresa Victoria
Teresa, 54, lives in Manta. When she married she decided to contribute economically to her home and started sewing small clothing. Then, she took a dressmaking course and learned how to make party dresses. She works every day from two in the afternoon until eight at night; she can’t during the morning because she has to do her household chores. She’s married and her husband works as a co-op taxi driver. She has two children who are working adults now and who help with household expenses.

She wants to use the loan to buy fabric and a sewing machine. Her dream is to have more sewing machines in her business so she can fill orders more easily and provide employment for others who will help her get ahead with her business.
View original language description ↓
La Sra. Teresa vive en Manta, tiene 54 años de edad. Cuando se casó decidió aportar económicamente en su hogar, empezó cociendo ropa pequeña, luego se fue a un curso de confección y aprendió hacer vestidos de fiestas.

El trabajo lo realiza todos los días desde las dos de la tarde hasta las ocho de la noche, en la mañana no puede porque hace los quehaceres del hogar.

Está casada, su esposo trabaja como chofer de una cooperativa de taxis, tiene dos hijos que ya son mayores de edad que trabajan y aportan en los gastos de la casa.

Con el préstamo quiere comprar telas y una máquina de coser. Su sueño es tener su negocio con mas maquinas de coser para así facilitar los pedidos y darles trabajo a demás personas para que le ayuden a salir adelante con su negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 89
    View loans »
    Ecuador Loans Fundraising
  • $24,581,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Teresa Victoria to buy fabric and a sewing machine.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 21, 2013
Feb 22, 2013
Currency Exchange Loss:
Jan 18, 2014