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Cesar lives in Libertad, and is 50 years old. He has been selling clothing all of his life, and this is what has helped him to make progress. He works with his wife, because this way they can get better earnings.

In his business, he sells blouses, jeans, underwear, and other garments. One difficulty that he faces each day is his wife's illness, which makes things hard for them. However, they won't give up, and with the help of God they will continue forward to make a better life.

Cesar has a daughter, and she attends a public school. The reason he works so hard is so that he can make his daughter's dreams a reality.

With this loan, Cesar will buy products and merchandise, including blouses, jeans, and undergarments. In the future, he wants his business to continue to grow, so that he can eventually have a clothing store.
View original language description ↓
El cliente Cesar vive en Libertad, tiene 50 años. El cliente toda su vidas ha empezado como comerciante de ropa es lo que le ayudado seguir adelante. El trabajo lo realiza junto a su esposa para así poder obtener mejores ingresos.

En el cual en su negocio vende blusas, jeans, interiores, etc. La dificultad que enfrenta es día a día es la enfermedad de su esposa las cuales las cosas se les hace más dura pero no se da por vencido con la ayuda de Dios sigue adelante para un mejor vivir.

Tiene una hija, ella estudia en una escuela fiscal; para ello es que el cliente se esfuerza para así poder hacer realidad los sueños de su hija.

Con el préstamo para comprar productos o mercadería de ropa blusas, jeans e interiores. En el futuro quiere que su negocio siga creciendo y ponerse un local con una tienda.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $24,092,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Cesar to buy clothing, such as blouses, jeans and undergarments.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 21, 2013
Feb 22, 2013
Currency Exchange Loss:
Feb 25, 2014