Kleber lives in Libertad, and is 26 years of age. He started his business at a young age, when he would go out selling with his aunt. He liked this work from the start, and little by little he became more independent, until he was able to obtain his own capital and start his own business. He works selling clothing alongside his wife, working every weekend. The difficulties he faces on a day-to-day basis are accidents and theft.
Kleber has two children (both minors) who study in a public school. They are the driving force behind his daily effort to get ahead and never give up. With this loan Kleber wants to be able to buy slacks, blouses and shirts. His dream is to have commercial premises in the center of the city where his sales will be higher. This will allow him to have greater income, and will improve his own wellbeing and that of his family.
Kleber vive en Libertad, tiene 26 años. El comenzó el negocio desde muy pequeño vendiendo junto a su tía desde ese entonces le gusto y así poco a poco fue siendo independiente hasta para lograr obtener su propio capital y así poder obtener un negocio.
El trabajo de venta de ropa lo realiza junto a su esposa todos los fines de semana, la dificultad que cruza día a día son los accidentes y robos.
Tiene dos hijos menores edad y estudian en una escuela fiscal, el cual son el esfuerzo de cada día para seguir adelante y no darse por vencido.
Con este préstamo quiere poder comprar pantalones, blusas, camisas. Su sueño es poder tener un local comercial en el centro de la ciudad donde sería mayor las ventas para lograr así mayores ingresos y tener un mejo bienestar para él y la de su familia.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.