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Las Artesanas Del Fresno Group
In this Group: Angelina, Maria De Los Angeles Manuela , Maria Juana, Nancy, Zenaida, Maria De La Luz

Update on Las Artesanas Del Fresno Group

The communal bank Artesanas del Fresno has had several loan cycles with the institution. This time there are just six members, three who are new and three who have worked with the institution. The group chose its name based on the members' needlework. Zenaida, a member, is 42 and has been married to Román for 21 years. Their two children are students. Román is a construction worker, and Zenaida decided 21 years ago to help her husband meet household expenses by doing needlework to sell.

She is applying to the institution for a loan to buy materials such as fabric, different colors of thread, and special needles to make handicrafts like quilts, coats, vests, and jerseys. Zenaida says that, as a child, she carefully watched her mother make handicrafts and slowly learned the trade. Some techniques such as braiding were difficult, but she was able to learn them over time. Zenaida claims, “I like my work because it lets me help my husband with expenses and our children's education, but it also is a way to preserve our craftsmanship, which many people have lost because they don't appreciate our work as much as we would like." She feels this way because the selling price doesn't cover the cost of making the garments.

Zenaida will sell her garments to a clothing store in the capital. She can leave the merchandise there so the vendors can make a selection. She goes back to see if items have been sold because often the vendors don't return her garments or pay her and simply say that the garments were lost. It seems to be the only way to sell artesania, as selling door-to-door in other towns is very hard; if people buy, it's hard to collect payments. So, she takes her merchandise to the store in the capital.

Zenaida is happy to have the loan because it will allow her to buy the material she needs to keep creating handmade garments. Zenaida would love to see her children follow a professional career that would provide more income. The communal bank members are: María de los Ángeles, who will buy cosmetics, and María Juana, Nancy, Zenaida, María de la Luz, and Angelina, who will buy materials to make artesanía. Like Zenaida, they are grateful to KIVA and VisionFund for the loans.
View original language description ↓
El grupo de las Artesanas del Fresno lleva varios ciclos solicitando crédito a la institución esta vez solo quedaron seis integrantes tres de ellas son nuevas y tres de ellas ya estaban trabajando con la institución. El nombre del grupo lo eligieron porque ellas se dedican a la elaboración de bordados. Doña Zenaida se integra al grupo ella tiene 42 años de edad está casada desde hace 21 años con el señor Román juntos han formado una familia con dos hijos de los cuales se encuentran estudiando Don Román trabaja en la construcción mientras que Doña Zenaida desde hace 21 años decidió ayudar a su esposo con los gastos del hogar elaborando sus bordados para posteriormente venderlos, esta vez está solicitando crédito a la institución para comprar material como, tela, hilos de distintos colores, agujas especiales para la elaboración de sus artesanías como colchas, gabanes, chalecos, suéteres, etc. Doña Zenaida platica que dese muy pequeña ella veía como su mamá se dedicaba a la elaboración de estas artesanías le llamaba mucho la atención poco a poco viendo aprendió solo que algunos puntos como el de trencilla se le dificultaba elaborarlos pero afortunadamente pudo aprender con el tiempo, la señora Zenaida argumento: “Me gusta mucho realizar mi trabajo por una parte porque es una manera de ayudar a mi esposo con los gastos del hogar, con la educación de mis hijos pero por otra parte es para conservar nuestras artesanías ya que con el tiempo se han ido perdiendo muchas personas ya no valoran nuestro trabajo como nosotras quisiéramos”. Comenta esto porque no les pagan lo que realmente es el precio de la prenda. Doña Zenaida va a vender sus artesanías a una tienda de ropa en la capital ahí deja sus artesanías para que las escojan y regresa para ver si ya se vendieron solo que muchas veces no les regresan sus prendas ni su dinero y simplemente les dicen “la prenda se perdió” al parecer es la única manera de sacar a la venta sus artesanías porque estar ofreciendo de casa en casa o en otras comunidades es muy difícil que las compren y si las llegan a comprar es muy difícil que les paguen es por eso que llevan sus artesanías a una tienda de la capital.
Zenaida está muy contenta por el crédito otorgado porque le será de gran ayuda para comprar el material que le hace falta y así podrá seguir trabajando con la elaboración de sus prendas artesanales a Doña Zenaida le gustaría que sus hijos puedan terminar una carrera profesional para que puedan tener un mejor sustento económico. Las integrantes del grupo son María de los Ángeles quien invertirá su crédito en productos de belleza, María Juana, Nancy, Zenaida, María de la Luz, Angelina ellas compraran material para la elaboración de sus artesanías. Ellas como Zenaida están muy agradecidas con KIVA y VisionFund por todos los créditos otorgados.

Previous Loan Details

The “Las Artesanas del Fresno” (The Ash Tree Artisans) group is located in Fresno Nichi a place where trees predominate. It’s composed of nine women who are all embroidery craftswomen. The group is called Las Artesanas del Fresno precisely because of the activity they carry out and ‘fresno’ bec... More from Las Artesanas Del Fresno Group's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 15
    View loans »
    Mexico Loans Fundraising
  • $18,764,650
    Funds lent in using Kiva
  • 12.6
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Artesanas Del Fresno Group's $1,525 loan helped a member to buy materials such as fabric, different colors of thread, and special needles to make handicrafts.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 13, 2013
Listed
Feb 21, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2013