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Xiomara Janeth

Update on Xiomara Janeth

Xiomara is 32 years old. She a humble businesswoman who works as a grocer. She is a Kiva client. She tells us that her first loan was a great help because it allowed her to make her business grow by buying more products that she still didn't have in her inventory like sugar, beans, cosmetics and underwear The goal was to obtain a better income and to be able to continue growing her business. She needs financing to buy basic items such as sugar, rice, oil, bread, bleach, etc. The goal is to continue supplying her store with new products and to keep up with customer demand.
View original language description ↓
Xiomara, 32 años de edad, es una humilde comerciante quien se dedica al negocio de pulpería, es clienta Kiva, ella nos cuenta que su primer crédito le fue de gran ayuda porque le permitió comprar más mercadería y hacer crecer su negocio con productos que aún no tenia en inventario como azúcar, frijoles, cosméticos y ropa interior, con el propósito de obtener mejores ingresos y poder seguir creciendo en su negocio. Ella está necesitando financiamiento para comprar granos básicos como azúcar, arroz, aceite, pan, cloro, etc. Con el objetivo de seguir surtiendo de nuevos productos su pulpería y cumplir con la demanda de su clientela.

Previous Loan Details

Xiomara is a native of Estelí. She's 30 years old and single. Currently she is in her final year of her university studies. She's a merchant. She started her local store business three years ago with money she got from her previous job. She decided to save and she invested it in her busine... More from Xiomara Janeth's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Xiomara Janeth to buy basic items such as sugar, rice, oil, bread, bleach, etc.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Mar 1, 2013
Currency Exchange Loss:
Oct 18, 2013