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Update on Emelith

Emelith, with her business selling provisions, approached Kiva in the past and invested in personal care products and soft drinks. With this present loan, her business will advance because she will be able to increase the number of customers. Today Emelith is applying for a new Kiva loan to purchase large earhenware jars of cooking oil, and to expand her store's size.

Her dream, now, is to add to her store's selection of products items that she doesn't sell presently for which there is market demand. Emelith is filled with gratitud for these loans because her busness has prospered.
View original language description ↓
Emelith con su negocio de venta de víveres, en el pasado acudió a un credikiva, el cual invirtió en Kiva productos de aseo personal y refrescos; con este crédito, su negocio avanzó porque incrmentó el número de clientes. Hoy está aplicando a un nuevo credikiva con el cual comprará pimpinas de aceite, y ampliará su local comercial.Su sueño ahora es mantener su local comercial surtido de productos que aun no vende y que son parte de la demanda del mercado. Emelith está llena de mucho agradecimiento con el crédito pues su negocio ha prosperado.

Previous Loan Details

Emelith, 42, lives in San Juan Nepomuceno with her partner and their 3 children, 15-22 years. Her business is selling food supplies, and prepared food and she has succeeded in generating income to support the wellbeing of her family. When Emelith started her commercial life, she began with a sm... More from Emelith's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 396
    View loans »
    Colombia Loans Fundraising
  • $16,282,675
    Funds lent in using Kiva
  • 1,796.7
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Emelith to purchase large earthenware bottles of oil, and to expand her store.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 30, 2013
Feb 25, 2013
Currency Exchange Loss:
Mar 17, 2014