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Martha Isabel

Update on Martha Isabel

Sra. Martha lives in Libertad and is 41 years of age. She has a business of selling clothes. Martha has always been in this line of work since she began doing this as a young woman with her mother. At the moment, she manages her own business and is doing very well.

Martha works every day by herself, but she needs assistance since she is a person who is not well. She is not married and has children who are not studying since they are grown and working. Martha has been both mother and father to her children, so she has strived to move them forward by herself and provide for her family’s welfare.

With this loan, Martha will buy blouses, trousers, and undergarments. By purchasing more merchandise for her business, she will be able to keep growing and generate more income. This will allow her to have a harmonious household.
View original language description ↓
La Sra. Martha vive en Libertad, tiene 41 años de edad. Ella tiene un negocio de venta de ropa siempre lo ha hecho desde muy joven junto a su mama. En la actualidad tiene su propio negocio en donde le va muy bien.

Este trabajo lo realiza sola todo el día, ella es una persona enferma que requiere de ayuda, no está casada, es un amujer soltera con hijos, los hijos ya no estudian son mayores de edad y trabajan. Le a tocado ser madre y padre para sus hijos y sola se esfuerza para seguir adelante dandoles un mejor bienestar asu familia.

Con este prestamo quiere comprar blusas, pantalones e interiores para asi poder comprar mas mercadería para que su negocio siga creciendo y así pode regenar mayores ingresos y tener un hogar lleno de armonia.

Previous Loan Details

Martha is 40 years old. She is divorced and has one child who attends a state school. Martha started her business because when she divorced she didn't have any source of income. She decided to start selling clothing and Avon products. She works alone from morning until evening. She works eve... More from Martha Isabel's previous loan »

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,134,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Martha Isabel to buy blouses, trousers, and undergarments.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 21, 2013
Listed
Feb 25, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 25, 2014
This photo was used before for a previous loan for Martha Isabel. It was first posted on Kiva on Oct, 2012. Learn More