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Luz De La Esperanza Group
In this Group: Dademia Nilda*, Olga Jhanet, Sindy Pilar, Simon Emiliano, Omar Ericcsson, Daniel Fernando, Antony Edwin
* not pictured
This is the communal bank "Luz De La Esperanza", formed by 7 members. They are in their sixth loan cycle and over the time they have shown responsibility and comradeship.
Olga is the treasurer of the group. She is married and has two children, one of whom she still supports. She has been selling candy as a street vendor for over 10 years. Most of her customers are people that travel to the center of the country. She is happy to have managed to help her children with their studies.
She will use her latest loan to purchase candy, confectionery goods and sodas. Her biggest wish is to buy a car to provide transportation services.
The "Luz De La Esperanza" communal bank is grateful for the loan that enables them to progress. Olga is the first woman sitting on the front row starting from the right.
View original language description ↓
Este es el grupo “Luz De La Esperanza” con 07 integrantes la cual pasan a su 6to ciclo, que en el transcurso del tiempo han demostrado responsabilidad y compañerismo. Olga la tesorera del grupo es casada con 02 la cual sigue apoyando a 01 de ellos. Hace más de 10 años que se dedica a la venta de golosinas, la cual lo realiza ambulatoriamente, siendo la gran mayoría de sus clientes personas que viajan al centro del país. Se siente feliz pues a podido ayudar a sus hijos con sus estudios. Su último crédito lo destinará para la compra de golosinas, confiterías y bebidas. Su mayor deseo es de comprarse un carro la cual lo brinde como servicio de transporte. El grupo “Luz De La Esperanza” agradecen el crédito brindado ya que hace posible su progreso. Olga se encuentra sentada es la primera del derecho.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 179
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Luz De La Esperanza Group's $3,000 loan helped a member to purchase sweets, confectionery goods and sodas.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jan 28, 2013
Mar 1, 2013
Currency Exchange Loss:
Jul 17, 2013