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Mercedes is originally from Estelí, and is married with three children who are now all adult professionals. Her main business is selling staple grains such as corn, beans, and sorghum, and she also sells other products such as bananas.

Mercedes started this business with her own savings 14 years ago. She previously worked for the Ministry of Health as a technologist in the cardiology department, and through this work she managed to save money to start her small business.

She is known for being a lady of strong entrepreneurial values ​​and is very responsible in her duties.

With this loan, Mercedes will purchase basic grain staples such as corn, beans and other products to enable her to further expand her business and increase profits.
View original language description ↓
Mercedes es originaria de Estelí, casada y tiene tres hijos todos mayores y profesionales, la actividad comercial principal es la venta de granos básicos tales como maíz, frijoles, sorgo y también vende otros productos como es el bananos.

Este negocio lo empezó con ahorro propio, Mercedes anteriormente trabajaba para el MINSA ya que la profesión de ella es técnica en cardiología de este trabajo surgieron los ahorro que actualmente tiene su pequeño negocio desde hace 14 años.

Ella se caracteriza por ser una señora de buenos valores emprendedora y muy responsable en sus obligaciones.

Con el crédito otorgado lo destinara para la compra de granos básicos: maíz, frijoles y otros productos para sí poder ampliar más su negocio y poder obtener más ganancia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Mercedes to purchase staple grains such as corn, beans, and sorghum.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 28, 2013
Feb 21, 2013
Currency Exchange Loss:
Mar 18, 2014