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Victor Florencio
Victor lives in the city of Camana, which is characterized by its warm climate, beautiful beaches and agricultural development, in particular rice and beans. In his free time he enjoys listening to music, especially folk music, and sometimes he enjoys eating one of his favorite dishes - a tasty Peruvian beef stir fry known as 'Saltado de Carne'. Due to limited financial resources Victor has only attended high school, but he would have liked to study to become a Veterinarian because he loves taking care of animals.

Victor is dedicated to his business and works hard growing rice in his field. He normally works about 6 hours a day, and up to 10 hours on days when he needs to water his crops as he must ensure that they are properly watered. He believes that his business is successful because he works very hard and above all he is honest.

Victor is very grateful to Kiva lenders, and thanks to their help he will be able to buy manure and fertilizer for rice cultivation. This will help him to care for and maintain his crops, so that they are in a good condition for a plentiful harvest. He will be able to keep fighting to achieve his biggest dream, to expand his business.
View original language description ↓
Victor vive en la ciudad de Camana, ciudad que se caracteriza por su clima cálido y sus playas hermosas y también se desarrolla la agricultura en especial el cultivo de arroz y frejoles. Cuando Victor tiene un tiempo libre le gusta escuchar música sobre todo música típica ya que es muy bonita, en algunas ocasiones le gusta comer uno de sus platillos favoritos el cual es el riquísimo “Saltado de Carne”. Debido a los pocos recursos económicos solo tuvo estudios secundarios, pero a Victor le hubiera gustado estudiar para ser Medico Veterinario ya que le gusta mucho el cuidar de los animales.

Con mucho esfuerzo y dedicación Victor trabaja en su parcela en la cual sembrado arroz, el trabaja alrededor de 6 horas al día y sobre todo cuando le toca regar su cultivo se queda hasta 10 horas ya que tiene que verificar que el sembrío este bien regado él cree que le va bien en su negocio porque se esfuerza mucho y sobre todo es honrado.

Victor está muy agradecido con los prestamistas Kiva ya que gracias a la ayuda que le han brindado el podrá comprar abono y fertilizantes para su cultivo, así de esta manera el podrá mantener y cuidad su cultivo en buenas condiciones para tener una buena cosecha, lo que le permitirá seguir luchando para hacer realidad su más grande sueño:” Crecer en su negocio”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 65
    View loans »
    Peru Loans Fundraising
  • $53,992,750
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Victor Florencio to purchase manure and fertilizer for rice cultivation, among others.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jan 29, 2013
Listed
Feb 21, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014