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Kalerwe Tuula Tda Group
In this Group: Farouk, Dan, Tofa, Deus, Lawrence, Samuel, Joshua, Ali, Moses, Juma, Magidu, Steven, Ronald, Salim, Godfrey, Mike, Musa, Sunday, Fred, Med*, Swaibu*, Paul*, Yunusu, Vicent, Habib, Vicent
* not pictured
Faruk, shown raising his hand, is a member of Kalerwe Tula Drivers’ Association, a group formed with the objective of improving the households of taxi drivers. He is 36 years of age, married, and has two children who both attend school. He also takes care of three dependents because their parents are incapable of meeting their educational, medical, nutritional, and clothing needs.

Farouk drives a taxi to earn a living; he mainly works around the city, but on occasion is hired to go to the countryside. He started this job in 2004 after falling to find other employment yet needing a way to meet the growing requirements of his extended family. His major challenge is his health. Farouk developed back pain due to spending a lot of time seated behind the steering wheel and so regularly takes medication to relieve the pain.

Faruk’s dream is to have his house completed so that he can stop paying high rent, money that would be better spent paying tuition for his children and saving for the future.

A very hardworking and honest man, Faruk will use the loan to finish part of his incomplete residential house so that he can soon occupy it. He is hopeful the partnership with UGAFODE will change his financial status for the better.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 231
    View loans »
    Uganda Loans Fundraising
  • $31,010,850
    Funds lent in using Kiva
  • 2,672.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kalerwe Tuula Tda Group's $4,875 loan helped a member to buy building materials for his incomplete residential house.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Feb 22, 2013
Currency Exchange Loss:
Sep 20, 2013