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Wayan is a master carver from Bali who specializes in traditional masks. He would like to invest in the purchase of larger amounts of wood to increase production.

Wayan has been selling through NOVICA since 2001. This is his story:

"I started to learn woodcarving when I was just six years old, together with other children. As a child, I never thought it possible to become an artist. I was lucky to have my father, for he was able to carve and he taught me how to carve. However, it was hard to focus seriously on carving because we had to look after our two cows and also work in the rice fields. Times were hard then, but I had strong support from my parents. Since 1995, carving has become the main sustenance for my family."

"Please receive my most heartfelt thanks for this microcredit. I would like to strengthen my business and make it grow, so this microcredit will be used to get more wood."

Use the link below to view Wayan's hand-carved wood masks and sculptures on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.

About Indonesia

  • $5,200
    Average annual income
  • 15
    View loans »
    Indonesia Loans Fundraising
  • $5,461,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Wayan to invest in the purchase of larger amounts of wood to increase production.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Mar 27, 2013
Feb 22, 2013
Currency Exchange Loss:
Oct 17, 2013