José’s single and has no children. He lives in a house under the ‘anticrético’ modality [transaction whereby a property owner requests a "loan" from you in exchange for housing, which must be paid back to you at the end of your contract. If your loan is not repaid, the property owner could lose the property to you] located in the city of La Paz’s Llojeta zone. He studied up to secondary school level and currently works as a member/owner in one of La Paz’s radio dispatched taxi firms. He needs the loan to repair his taxi’s motor and to buy new tires so his work tool will be in good condition. José’s dream is to own a second vehicle so his income will increase and his quality of life will improve. This is the first time he’s requested a loan from IMPRO and from KIVA.
José es soltero no tiene hijos, viven en casa en anticretico, la casa se encuentra ubicada en la zona Llojeta de la ciudad de La Paz.
El estudió hasta el nivel secundario y actualmente trabaja como socio propietario en una de las empresas de Radio taxi de La Paz.
El crédito lo requiere para el arreglo del motor de su vehiculo y comprar llantas nuevas, así mantendrá en buen estado su herramienta de trabajo.
El sueño de José es tener una segunda movilidad, así sus ingresos aumentaran y mejorara la calidad de vida.
Es la primera vez que solicita crédito junto a IMPRO y la primera vez con KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.