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Maame Efua
Maame Efua sells gari, a traditional rice and bean dish, in Aburansa, near Elmina. She also sells maize and eggplants in bulk in the local markets. Maame Efua has received no formal education, and she is widow with one child.

Maame Efua has been selling gari, maize, and eggplants for the past 30 years. She is responsible for supporting herself and her child alone now that her husband has died. Her loan will be used to purchase a greater quantity of rice, beans, and colored leaves for her gari preparation as well as vegetables to sell. She hopes to use the profits from her business to develop her food selling business further and continue to save for her future.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,729,450
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Maame Efua to purchase ingredients for gari preparation as well as vegetables to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 6, 2013
Feb 22, 2013
Currency Exchange Loss:
Jul 17, 2013