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This is 38-year-old Abdul. He is married and has three children, aged 14, 12, and 5 years. Two of them are school-going children. He has one additional dependent, who lives with him because she is attending school.

In 2003, Abdul established his clothing business. He began his business because he dropped out of school, due to a lack of financial support. His uncle advised Abdul to join him in his business, because it was the only way he could help him. He had no alternative but to join his uncle, and trade with him from place to place. He worked with his uncle until years later, when he started his own business. Working 7 days a week and 11 hours a day, he earns about SLL 925,000 every month from this business.

Abdul would like a loan in the amount of SLL 4,500,000. He requires a loan in order to purchase jeans, baby clothes, T-shirts, underwear, towels and skirts. The loan will help him to earn additional income. He hopes to repay his loan at the contract period, in order to be eligible for subsequent loans. He is a hard-working and competitive businessman.

Abdul plans to expand his business in the future. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,320.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Abdul to pay for more clothing to resell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 1, 2013
Feb 25, 2013
Currency Exchange Loss:
Nov 17, 2013