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Update on Nelfa

Nelfa is a married woman with two children. She is 56 years old and resides in Margos, Kapatagan, Lanao del Norte, in the Philippines. The previous loan taken out by Nelfa was used to buy additional products to sell. Her sari-sari store, or general store, runs well. The income that is generated is very healthy. She was able to repay her obligation and to apply a portion of the income to supply her family’s basic needs. Now Nelfa is applying for a loan in the amount of PHP 10,000 to purchase spare parts for her motorcycle, which is used for transport local community members. Motorcycle transport locally known as "habal-habal." Nelfa plans to buy another motorcycle for transport.

Previous Loan Details

Nelfa is a married woman, with two children. She is 55 years old and resides in Margos, Kapatagan, Lanao del Norte in the Philippines. Nelfa owns and operates a general store, selling a variety of different products to earn a living and she has been in this business for one year. Each month, ... More from Nelfa's previous loan »

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 1079
    View loans »
    Philippines Loans Fundraising
  • $63,436,400
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Nelfa to buy spare parts for her motorcycle, which she uses to transport to members of her community.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 12, 2013
Feb 22, 2013
Currency Exchange Loss:
Sep 17, 2013