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Sonia is married and the mother of 2 children who attend School. She lives in her own house and doesn't support anyone else.

She's a trader and owns her own business selling basic products. With this loan she plans to buy construction materials (sand, cement, stone, iron and others) to continue the building work on her house.

In future she wishes to complete her home and build a wall around it. To this end she commits to duly paying off her loan in order to solicit further loans from Hluvuku.

Her challenge is to get more financing to make her projects a reality.
View original language description ↓
Casada e mãe de 2 filhos que frequentam a Escola, vive na casa própria e não sustenta mais ninguém.
É negociante e dona do próprio negócio de produtos de primeira necessidade. Com o presente empréstimo pretende comprar material de construção (areia, cimento, pedra, ferro, e outros) para dar continuidade a obra da sua casa.
No futuro deseja concluir a sua casa e construir um murro de vedação, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é conseguir maior financiamento para realizar os seus projectos

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 26
    View loans »
    Mozambique Loans Fundraising
  • $2,911,475
    Funds lent in using Kiva
  • 30.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Sonia buy construction materials (sand, cement, stone, iron and others) to continue the building work on her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 7, 2013
Feb 22, 2013
Currency Exchange Loss:
Sep 17, 2014