Laban is a 44-year-old married man. He has four children with ages ranging from 2 years to 16 years. He describes himself to be a God-fearing, optimistic and focused man. He operates a retail business where he sells khat. He has been involved in this business for 10 years. His business is located at a viable business area and his primary customers are local residents.
Laban describes his biggest business challenge to be insufficient funds for improving the business. He will use the Kes 20,000 loan to buy khat to sell. His business goal is to increase operating capital to Kes 100,000 within 5 years. In addition, Laban provides transportation service which adds to his business income. This is his first loan with SMEP DTM.