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Cely Group
In this Group: Mary , Celestina, Sekey, Diana, Bertha
This group is made up of 5 partners, Celstina, Sekey, Mary, Diana and Bertha. They have been together from 2009 to date. They trade in cloths, panties, food staffs, already made cloths and yams respectively.

Celestina is a 41 years old wax-prints seller. She is married to Thomas a 53 year old mechanic. She has been with ID Ghana for the past 4 years and is doing very good with his business.

She has been doing this business for 4 years now. She is grateful to ID Ghana for the training on savings which motivated her to save to achieve her dream.

This is her 6th loan and she needs GHS 800 to buy more provision to sell to his customers.

The entire membership needs a total amount of GHS 3,450 to buy more goods to sell to their customers in the community.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $2,643
    Average annual income
  • 26
    View loans »
    Ghana Loans Fundraising
  • $11,320,675
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Cely Group's $1,825 loan helped a member to buy more wax-prints to sell to customers.
99% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 7, 2013
Listed
Feb 22, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014