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Evelyn is a married woman with 4 children. She has received schooling from primary school to junior high school, but couldn’t continue because her parents didn’t see a reason to further their daughter’s education. Her husband is a farmer.

Evelyn cooks and sells Waakye, a local Ghanaian dish. Waakye is a very popular Ghanaian food. It can be eaten as breakfast, lunch or supper, and is served with macaroni, wele (cow skin), gari, salad with pepper sauce, tomato sauce, fish or meat.

To prepare her Waakye, Evelyn gets beans, rice and colored leaves from the market. She cooks the beans until they become tender and adds the colored leaves to give them a reddish color. Then she adds the rice to the bean mixture. She cooks the rice and beans until they become tender enough to eat.

She uses her income to assist her spouse in paying her children's school fees. Evelyn intended to use the loan to purchase cassava and sell it in her locality to enable her to make profits and increase her working capital for the expansion of her Waakye business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 42
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Evelyn to purchase cassava and sell it in her locality.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 21, 2013
Feb 22, 2013
Currency Exchange Loss:
Jul 17, 2013