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Agnes
Agnes is single and has two children. She has received schooling from nursery school to junior high school. She is a petty trader in Soba Township, Hohoe. Agnes has been trading for about 3 years now. She has two children, so she uses her income to pay their school fees and for all their financial needs, and she is also responsible for her own general upkeep.

She will use her loan to purchase various items to sell. She hopes to expand her business through her increased and diverse inventory. Agnes plans to save the new profits from her expanded business for the future of her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 24
    View loans »
    Ghana Loans Fundraising
  • $11,145,750
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD