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Bertha is married and has 7 children with her husband, who is a peasant farmer in Soba, Hohoe. She has received schooling only through a primary school level. Bertha prepares and sells kenkey at Soba, Hohoe, which she has done for the past 4 years now.

Kenkey is a traditional Ghanaian meal which is produced by cooking fermented corn dough wrapped in maize husks and steamed. Kenkey can be eaten hot or cold with various kinds of sauces, such as the common pepper sauce. It is also often served either with meat or fish, such as fried or roasted fish, roasted chicken or roasted turkey.

Bertha uses her income to help her husband feed the family, and she also buys books for her children's education. She will use the loan to purchase a large bag of maize and a greater quantity of fish to enable her to expand her food business. She plans to save her new profits and reinvest them into the business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Bertha to purchase a large bag of maize and a greater quantity of fish, to enable her to expand her food business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 21, 2013
Feb 22, 2013
Currency Exchange Loss:
Jul 17, 2013