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Cecilia
Cecilia sells soft drinks in Soba, Hohoe, but took out a loan to start palm oil production. Cecilia has received an education up to middle school level. She is married and has five children. Her husband is a peasant farmer. Cecilia has been selling soft drinks in her community, Soba, for the past 14 years. She helps her husband with the general upkeep of their home. Her loan will be used to buy more palm fruits, so she can make more profit for her business. She hopes to save the new profits from her business to enable her to get a bigger amount of working capital.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 18
    View loans »
    Ghana Loans Fundraising
  • $11,141,550
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD