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Shameem's Group
In this Group: Shameem, Nasreen, Zaib-Un-Nisa, Tahira, Imtiaz, Numica, Tahzeem, Fakhira
Shameem is a 54-year-old woman. She is a mother of four children. Her husband and eldest son work in a hotel. Their income is insufficient to pay for their household expenses. She is an excellent embroiderer. She provides embroidery services in her community and sometimes sells her excellent work in the main market. By doing so, she gets a good amount of profit. Currently, she doesn't have enough embroidery materials to continue her business. Therefore, as a member of an eight-person group, Shameem has requested a loan from Kiva's partner, BRAC Pakistan. With the loan, Shameem will purchase a variety of embroidery materials including needles, threads in a variety of colours, clothing, etc. This will help her to continue her business as well as to increase her net sales and income.

She dreams of providing quality education for her children.

Note: In the picture, Shameem is the one who is raising her hand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 471
    View loans »
    Pakistan Loans Fundraising
  • $15,107,750
    Funds lent in using Kiva
  • 97.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shameem's Group's $1,575 loan helped a member to purchase a variety of embroidery materials including needles, threads in a variety of colours, clothing, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 13, 2013
Feb 21, 2013
Currency Exchange Loss:
Dec 17, 2013