Yusuf is a 37-year-old married man with three children living in Fort Portal, Uganda. He deals in the transport business and has grown his business over time. Yusuf started as a hired driver, and saved up to buy a lorry. The business has become very lucrative since many farmers require his services to transport produce to markets. High fuel costs and bad roads affect his profits, and his desire is to someday own another lorry. Yusuf intends to use the loan to repair his lorry.