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J.j Group
In this Group: Joana, Janet
JJ group consists of two members, both from Camara in Dansoman. They are Joana and Janet, who sell eggs. They have been together since 2012. Joana, a 45-year-old, is married to Jonathan, a 51-year-old tailor. They are blessed with three children. She needs a loan of GHS 700 to buy more eggs to sell to her customers. She has been in this business for the past four years and is doing very well. She has been very loyal and honest with ID Ghana and is now applying for her second loan, to meet her customers’ demand. The group needs a total of GHS 1,400 to expand and buy more goods to meet the demands of their respective customers.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,959,900
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of J.j Group's $750 loan helped a member to buy more crates of eggs to sell to customers.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 7, 2013
Feb 21, 2013
Currency Exchange Loss:
Aug 17, 2013