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Khayriniso has taken out loans with Imon on 3 occasions. Her previous loans were personal, and she now wants to take out a loan to start a new business. She urgently needs to set up a business because her husband works as a driver and earns a small salary. His earnings are not sufficient to provide for their 3 children. For this reason, she took a course entitled "Get Ahead" which was organised by the Association of Businesswomen, and for which she received a certificate. She wants to open a business selling compote, ice cream, and carbonated drinks. She plans to use the income generated by this loan to provide her children with a good education and nutritious food. She is seeking a loan of 5,000 Somoni to buy a fridge and juicing equipment so she can establish her new business. She is waiting for your kindness.
View original language description ↓
Хайринисо уже 3 раз кредитуется в ИМОН. Ее ранее займы имели потребительский характер. На этот раз она кредитуется в целях организации нового бизнеса. Она срочно нуждается в организации бизнеса, так как ее муж работает шофером и получает маленькую зарплату. Это зарплата не хватает для обеспечения 3 детей.
С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Она хочет организовать бизнес продажей компота, мороженного и газированных напитков. От полученного дохода она планирует обеспечить своих детей с хорошим образованием и высококалорийными продуктами питания. Она запрашивает займ на сумму 5000 сомони для покупки холодильника, оборудования для компота, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 114
    View loans »
    Tajikistan Loans Fundraising
  • $29,880,825
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Khayriniso to buy a fridge and juicing equipment to set up a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Feb 22, 2013
Currency Exchange Loss:
Oct 21, 2013