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Kristina is a 25-year-old married woman. She lives with her husband, two children, who go to the local kindergarten, and her retired mother-in-law. Her husband is working as a workman (artisan) and has a small monthly income.

The family has one milking cow. They milk the cow and produce cheese. In addition, the family has a plot of land where they sow potatoes. The harvested product and the cheese are sold at the local market. Kristina is very young and a hardworking woman who has a great desire to get ahead. She wants to develop her business to make her family life better. Kristina wants a loan to buy calves and after raising them, sell as meat at the local market. This will increase her income and she will reinvest the profit in the same business. Kristina awaits your support and kindness.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 55
    View loans »
    Georgia Loans Fundraising
  • $8,096,850
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Kristina to purchase calves to sell as meat.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Feb 21, 2013
Currency Exchange Loss:
Feb 17, 2014