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Gulmira
Gulmira is a 43-year-old mother of three. She worked for many years at a regional pharmacy. She is a friendly and hard-working woman.

While searching for new sources of income in 1996, Gulmira started her own animal husbandry and crop farming business with an initial investment of 3,000 som. Thanks to persistence and hard work she was able to develop her business so that it now brings in a monthly income of 13,000 som and 70,000 som during the harvest season. Gulmira currently owns two dairy cows, two bulls, and ten sheep and goats.

Gulmira turned to Bai Tushum and Partners for a 100,000 loan to purchase more heads of cattle. She plans to use the income from the loan to invest in her business.
View original language description ↓
Гулмире 43 года, воспитывает 3 детей. Гулмира на протяжении многих лет работала в в районной аптеке.По характеру очень дружелюбная и старательная женщина. В 1996 году, в поисках источника дохода для своей семьи, Гулмира начала свой бизнес в животноводстве и полеводстве со стартовой суммой 3,000 сом (KGS) . Благодаря настойчивости и упорному труду, Гулмира сумела развить свой бизнес с ежемесячным доходом в 13,000 сом (KGS) и от полеводства в период урожая имеет доход около 70,000 KGS. На сегодняшний день имеется 2 дойные коровы, 2 бычка и 10 голов МРС. Гулмира обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100.000 сом (KGS) на приобретение дополнительных голов скота. Доходы от кредита Гулмира планирует вложить в развитие бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 160
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,555,225
    Funds lent in using Kiva
  • 47.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Gulmira to purchase 2 cows and 2 sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Feb 6, 2013
Listed
Feb 22, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014