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Kina's Group
In this Group: Kina, Saly
Age 41 and a rural farmer from Battambang Province, Kina is also a mother of three children. She strives for a living through 3.5 hectares of rice cropping and wrapping hashed meat with banana leaves for extra income. To add on to the family’s income, her husband also grows watermelon on two hectares of farmland and raises ten cows. For 15 years, Kina has been engaged in this business. She earns KHR 119,400 per day and saves KHR 10,000 per day, after deducting all expenses.

This is the eighth cycle of loans for Kina and the seventh cycle for her co-borrower in their group of two. The past loans have improved support for Kina's business in a gradual way and she has completely repaid back her past loans already.

Now, Kina and her fellow group member are seeking the same loan amount, KHR 1,400,000 each. For Kina, this loan portion will be used to support her husband’s business, watermelon-growing. She hopes to increase income, so that she can relieve her family's burden better than before.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 47
    View loans »
    Cambodia Loans Fundraising
  • $38,746,925
    Funds lent in using Kiva
  • 3,983.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kina's Group's $725 loan helped a member to support her husband’s business, watermelon-growing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Mar 1, 2013
Currency Exchange Loss:
Feb 19, 2014