Teresa Del Milagro
Day to day, Teresa works as an employee in the mornings and in the afternoons she sells her goods including tamales, parboiled eggs, corn and cheese, and other items. She passes through the streets of her neighborhood on a tricycle, so that she can have an extra source of income to move her family forward. She belives that she is getting ahead because she is responsible and has a strong desire to improve.
Teresa is very thankful for the support that Kiva lenders are bringing to her because thanks to this help she will be able to buy construction materials including cement, sand, bricks and other items. With these materials she will be able to build a business space and improve her customer service, allowing her to continue fighting to make her most sought after dream come true--to give her children the chance to become professionals.
Día a día Teresa trabaja como empleada por las mañanas, ya que en las tardes ella vende productos como tamales, huevos sancochados, choclo con queso, entre otros, ella recorre las calles de su barrio en una especie de tricilo, con lo cual tiene un ingreso mas para poder sacar adelante a su familia, ella cree que está saliendo adelante porque es responsable y tiene muchas ganas de progresar.
Teresa está muy agradecida con el apoyo que le están brindando los prestatarios Kiva ya que gracias a esta ayuda podrá comprar materiales de construcción como cemento, arena, ladrillos, entre otros, con lo cual podrá construir un espacio para su negocio y mejorar la atención a sus clientes, lo que le permitirá poder seguir luchando para hacer realidad su más grande sueño:” Darle una buena profesión a sus hijos”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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