Soledad Del Valle (Cuenca) Group
One of the members of this group is Mariana. She is a new member who is entering into the communal bank “Soledad del Valle,” at the invitation of a neighbor. She is 26 years old and is a single mother of two children who are 4 and 2 years old. They live in their own house. Mariana works selling clothing and footwear. She has performed this activity for a year. She sells her merchandise throughout the city from Tuesday to Sunday without a fixed schedule. In her house she works breeding and selling chickens. These activities allow her to pay the household expenses.
She is going to invest her loan in the purchase of clothing in order to stock up her merchandise.
Her dream is to travel to the United States.
Una de las socias de este grupo es la Señora. Mariana, se una socia nueva que está ingresando al banco comunal Soledad del Valle al cual fue invitada por una vecina.
Ella tiene tiene 26 años de edad, es madre soltera de 2 hijos de 4 y 2 años de edad. La casa en la que viven es propia.
La Señora Mariana se dedica al comercio de ropa y calzado, esta actividad la desempeña hace un año, vende su mercadería recorriendo la ciudad de martes a domingo sin un horario fijo. En su casa se dedica a la cría y venta de pollos. Estas actividades le permiten solventar los gastos de su hogar.
Su crédito lo va a invertir en la compra de ropa para surtir su mercadería.
Su sueño es viajar a los Estados Unidos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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