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Celina Gisvel
Celina is a very enthusiastic young adult with a lot of motivation to get ahead. The house Celina lives in is located in the city of Ica, which is characterized by having a very warm and friendly climate. A lot of agricultural work is done here, and cotton, grapes and asparagus are commonly grown, among other things. Celina learned to work when she was very young since her parents had few economic resources. She began to help them to be able to get ahead, and due to this she was only able to study until 5th grade, but would have liked to have been able to go to university.

Day by day Celina works as a housekeeper. She works around 9 hours a day and with the fruit of her labor she is able to help her parents. Celina believes that she is getting ahead because she is responsible and honest.

Celina is very grateful for the Kiva lenders, since thanks to the help that they have offered she will be able to buy a gas stove, since currently her stove runs on kerosene and a few days ago she had a small accident. Thanks to God it wasn't a big accident, but it is because of this that with this great support she will be able to improve the quality of life of her family and continue fighting to be able to make her biggest dream reality: "To have her own home and be able to study in the university."
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Celina es una joven muy entusiasta y sobre todo con muchas ganas de salir adelante, la vivienda donde habita Celina se encuentra ubicada en la ciudad de Ica, la cual se caracteriza por tener un clima cálido y acogedor y se desarrolla la agricultura, en especial el cultivo de algodón, uva, espárragos, entre otros. Celina aprendió a trabajar desde muy joven ya que sus padres tenían pocos recursos económicos y ella empezó a apoyarlos para poder salir adelante, es por ello que solo pudo estudiar hasta el quinto grado de secundaria, pero le hubiera gustado poder tener una carrera universitaria.

Día a día Celina trabaja como empleada domestica, ella labora alrededor de 9 horas al día y con el fruto de su trabajo puede apoyar a sus padres, Celina cree que está saliendo adelante porque es responsable y honrada.

Celina está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar una cocina a gas, ya que actualmente su cocina es de kerosene y hace algunos días tuvo un pequeño accidente que gracias a Dios no paso a mayores, es por ello que con este gran apoyo podrá mejorar la calidad de vida de su familia y seguir luchando para poder hacer realidad su más grande sueño:” Tener su casa propia y poder estudiar una carrera universitaria”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 104
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD