Sonia lives in Curicó, Chile, where she sells bread, cakes, and skin creams. The creams are for face and body and are 100% natural. She buys them from Temuco and sells them in Curicó and Santiago. She's going to use her loan to buy creams, to put away a little money, and to purchase ingredients for making bread and cakes to sell at the school starting in March. One day Sonia would like to grow her business and open up a shop Santiago and keep selling her wares. She's seventy-two and has four children and four grandchildren. She likes working with Fondo Esperanza because of the unity and the strength of relationships within the groups.
Sonia vive en Curicó, Chile donde vende pan, queques y cremas de piel. Las cremas son para ambos cara y cuerpo y 100% naturales que se compra desde Temuco y las vende en Curicó y Santiago. Se va a usar su préstamo para compra cremas, dejar un poco ahorrado y comprar insumos para hacer pan y queques porque estos productos los vende en colegio a partir de Marzo. Un día Sonia le gustaría crecer su negocio, y instalarse en Santiago con un local y seguir vendiendo sus productos. Sonia tiene 72 años, tiene 4 hijos y 4 nietos. Le gusta trabajar con Fondo Esperanza por la unión que hay en los grupos y el fortalecimiento de las relaciones entre ellos.
About Fondo Esperanza
Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.