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Jose Antonio

Update on Jose Antonio

Jose lives in the town of Ticuantepe with his family, who support him in all of the decisions he makes, since he is always trying to improve the home. His wife helps him with the household expenses because she is a merchant. His dream is to finish building his house but it has become a little difficult since he works as a taxi driver and doesn't make a lot. His biggest difficulty is that he can't raise all of the money he needs to buy materials at once. With this loan, he will buy the following: cement, sand, zinc, rods, doors, and ceramic tiles. he is grateful for the support that Afodenic has given him and for the trust of Fondos Kiva.
View original language description ↓
El señor Jose habita en el municipio de Ticuantepe junto a su familia quien le apoya en todas las decisiones que toma ya el busca siempre la mejora para el hogar, su esposa le ayuda con los gastos de la casa ya que es comerciante, el sueña con terminar su casa pero se le ha hecho un poco dificil ya el con el trabjo de taxista no gana mucho y su mayor dificultad es que no pueden recaudar una sola vez el dinero para la compra de materiales. con este credito comprara lo siguiente: Cemento, Arena, Zinc, Perlines, Puertas, Ceramica. Agradece el apoyo que Afodenic le ha brindo estos años y la confianza de Fondos Kiva.

Previous Loan Details

José lives in the town of Ticuantepe together with his wife and children. His wife works as a saleswoman in order to help him cover their household expenses as they have children who need their care and support. José has been working as a taxi driver for several years. The biggest difficulty h... More from Jose Antonio's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,101,575
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Jose Antonio to buy construction materials.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 13, 2013
Feb 20, 2013
Currency Exchange Loss:
Apr 17, 2015