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Angela Ramona
Ángela is a 29 year old woman. She grew up in a family with few economic resources. As a result it was not possible for her to continue studying after finishing primary school. She is a single mother. It has been a struggle to provide an education to her child all by herself, but over time she has learned a lot from this experience and her child is now is studying at a public elementary school. Ángela’s dream is that her child will become a professional.

She lives with her young child in the parish of Río Verde, a place full of history. The parish is located in Santo Domingo, the capital of the Santo Domingo de los Tsáchilas province in Ecuador, which has sustained high growth over the past number of years. The most attractive and interesting feature of Santo Domingo city is its delicious fruit and the local gastronomy. The level of business carried out here is also considerable as it has become an inland hub for commercial activity between the country’s mountain and coastal regions. Furthermore, its many tourist attractions and warm climate make it a popular destination for domestic and foreign tourists. For this reason, most of the city’s inhabitants are involved in some form of commercial activity or service for local residents and tourists.

Ángela maintains her family, paying the service bills for all their basic needs, such as education, etc. She does this thanks to the business she set up 2 years ago selling cosmetics door to door. She travels the long city streets taking orders from her customers who are mostly women. She works in the morning. In the afternoon she stays at home to help with homework and to do the household chores. But she works at weekends too when she goes, with her child, to her customers’ homes to collect the payments she is owed.

Ángela wants to grow her business but still attend to her home. For this reason she has requested a loan. She will use this money to renovate a space in her house to serve customers who wish to buy the products she has in stock. In this way she will not lose potential sales when she is at home in the afternoon with her child. Ángela is grateful to the Fundación Alternativa who have advised her and placed their confidence in her. This has enabled her to take the first step to growing her business. It also motivates people around the world to support those such as Ángela and to continue giving loans which are so beneficial.
View original language description ↓
Ángela es una mujer de 29 años, creció en una familia de escasos recursos económicos lo que ocasionó que ella no pudiera seguir con sus estudios después de terminar la primaria. Es soltera y para ella ha sido un reto muy difícil el educar a su hijo sola, pero con el tiempo ha aprendido mucho de esta experiencia y ahora su hijo está estudiando en una escuela fiscal y Ángela sueña con verlo convertido en un profesional. Vive con su pequeño hijo en la Parroquia de Río Verde, un lugar histórico de Santo Domingo, la capital de la Provincia de Santo Domingo de los Tsáchilas, una provincia de Ecuador que en los últimos años ha tenido un alto crecimiento sostenido. Su capital es una ciudad en donde lo más atractivo y llamativo son sus deliciosas frutas, y la gastronomía que ofrecen en el lugar. También cuenta con un comercio considerable ya que se ha convertido en un puerto terrestre de intercambio comercial entre las regiones Sierra y Costa del país. Además cuenta con varios atractivos turísticos que acompañados de su clima cálido son muy concurridos por turistas nacionales y extranjeros. Es por esto que la mayoría de sus habitantes han emprendido con alguna actividad comercial o de servicios para habitantes y turistas.
Ángela lleva al sustento a su hogar y cubre los gastos de servicios básicos, educación y demás, gracias al negocio que emprendió hace 2 años con la venta de cosméticos de manera ambulante; ella recorre las largas calles de su ciudad tomando los pedidos de sus clientes que en la mayoría son mujeres. Trabaja las mañanas y en la tarde permanece en su hogar para ayudar a su hijo con las tareas y terminar los quehaceres domésticos. Sin embargo también los fines de semana acompañada de su hijo acude a los domicilios de sus clientes para realizar labor de cobranzas. Ángela desea crecer con su negocio sin dejar desatendido su hogar, para lo cual ha requerido un préstamo para adecuar un espacio de su casa como un local de atención a clientes que requieran los productos que ella mantiene en stock y así ella no pierda ventas en las horas de la tarde que permanece con su hijo. Ángela agradece a Fundación Alternativa quienes le brindaron confianza y asesoría para dar este paso de crecimiento y además motiva a las personas alrededor del mundo que aportan con personas como ella para que continúen realizando estos préstamos que tanto beneficio traen.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,200
    Average annual income
  • 44
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Angela Ramona to create a business space within her home where she can sell her products.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 28, 2013
Listed
Feb 20, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014