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Akram was born in 1969 in a rural area. He is married and has 4 children. He does not have post-secondary education because he was unable to study in his younger years. He earns his livelihood by repairing shoes, and he is proud of his work. He began as an apprentice in this field when he was 25 years old. For 5 years he worked with a master cobbler (mentor), then he rented his own business premises. Now his services are in big demand and he has several apprentices. However, his workshop is in bad condition and he has decided to renovate it. For this reason, Akram has approached Arvand for a loan that will allow him to buy building materials so he can fix his place of business and create a better atmosphere for himself and his clients. He is very grateful to Arvand.
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Акрам родился в 1969 году в сельской местности. Он женат и имеет четверых детей. Акрам не имеет высшего образования так как не смог учится в свое время. Его вид деятельности заключается в том,что он ремонтирует обувь и гордиться этим. Он начинал свою деятельность с 25 лет, был учеником. На протяжении 5 лет работал с мастером (наставником) , затем арендовал отдельное помещения для услуг. На сегодняшний день он пользуется спросом среди местного населения и также имеет небольшое количество учеников.
На данный момент его мастерская в очень плохом состоянии и он решил отремонтировать помещение. С этой целю он обратился в Арванд. Планирует на полученный кредит купить строительные материалы,отремонтировав помещение, создать хорошие условия себе и клиентам. Выражает организации Арванд огромную благодарность.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 265
    View loans »
    Tajikistan Loans Fundraising
  • $30,430,025
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Akram to purchase building materials.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Feb 22, 2013
Currency Exchange Loss:
Aug 17, 2013