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Javier

Update on Javier

Javier is 48 years old and lives with his mother in a house located in the town of San Lorenzo in southern Honduras. He has worked for 25 years selling rice, beans, lard, eggs, oil, toilet paper, chicken, beef, deli meats, tomato paste, pasta and beverages of all types.

Javier sells Mondays through Sundays and his customers are his neighbors and friends who visit him daily. His business is located in his house.

Javier is asking for the loan to buy more food products, beverages, malts, milk, cheeses, eggs, rice, bread, cookies, etc. With the support of the loan, he intends to increase his inventory and also his sales volume.

Javier's dream is to be able to buy a pick up truck to be able to move his merchandise.


San Lorenzo, Honduras - February, 2013.
View original language description ↓
El Señor Javier, de 48 años, vive con su Mama, en su casa de habitación ubicada en un municipio de San Lorenzo, en la zona sur de Honduras, se dedica desde hace 25 años a la venta de arroz, frijoles, manteca, huevos, aceite, papel higiénico, pollo, carne, embutidos, pastas de tomate, espaguetis, refrescos en todas sus presentaciones.
Don Javier vende de lunes a domingo y sus clientes son sus vecinos y amigos que a diario le visitan, su negocio está ubicado en su casa.
Don Javier está solicitando el préstamo para compra de mas productos alimenticios, refrescos, jugos, malteadas, leches, quesos, huevos, arroz, frijoles, pan, galletas, etc. Con el apoyo de este préstamo pretende incrementar más su inventario y también el volumen de sus ventas.
Don Javier su sueño es poder comprarse un carro paila para poder llevar su mercaderías.


San Lorenzo, Honduras - Febrero del 2013.


Previous Loan Details

Javier is 47 years old and lives with his mother and two children in his home, located in San Lorenzo in southern Honduras. He has been selling soft drinks, rice, beans, lard, eggs, meat, chicken, sausages, pasta, and sauces. His business is in his home and his customers are his friends, neighb... More from Javier's previous loan »

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Honduras

  • $4,200
    Average annual income
  • 25
    View loans »
    Honduras Loans Fundraising
  • $8,241,875
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Javier to buy beverages, juices, malted milk, milk, cheeses, eggs, rice, beans, bread, cookies, etc. for his business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 14, 2013
Listed
Mar 1, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014