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Naysha Edith
Naysha, 19, lives in the city of Imperial, a city with a varied climate, where there is agriculture and tourism. Naysha is a young woman with a lot of motivation to advance in spite of obstacles. With a lot of effort, she was able to study a degree in Administration at an institute in her city. Naysha is also an employee at a business in the city and with her earnings, she helps her father with his home expenses. She believes that she is advancing because she is very responsible and she has a lot of desire to move forward.

Naysha is grateful to the support that Kiva lenders are giving her. She will be able to build stairs in her home as well as a small room in her father's home. This way, she will have a better environment to live in, and she can keep working to give her father a better life. She will be able to continue fighting to make her greatest dream a reality: "to continue studying and buy a house."
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Naysha es una joven de 19 años de edad, la vivienda donde ella habita se encuentra en la ciudad de Imperial, la cual es una ciudad con un clima muy variado, en la cual se desarrolla la agricultura y el turismo. Naysha es una joven con mucha ganas de salir adelante a pesar de los obstáculos, con mucho esfuerzo logro estudiar la carrera de administración en un instituto de su ciudad, asimismo Naysha trabaja en una empresa de su ciudad como empleada y con el fruto de su trabajo apoya a su padre con los gastos de su hogar; ella cree que está saliendo adelante porque es muy responsable y sobre todo tiene muchas ganas de salir adelante.

Naysha está muy agradecida con el apoyo que le están brindando los prestatarios Kiva ella podrá construir una escalera en su vivienda y también un pequeño cuarto en la vivienda de su padre, de esta manera ella podrá tener un mejor ambiente para vivir y podrá seguir esforzándose por brindarle a su padre una vida mejor y poder seguir luchando para poder hacer realidad su más grande sueño:” Seguir estudiando y comprar una casa”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $6,715
    Average annual income
  • 34
    View loans »
    Peru Loans Fundraising
  • $54,501,725
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD