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Giselle
Giselle is 30 years old, married, and currently lives with her husband and four children.

With the loan, she hopes to buy supplies such as manure, pesticides, and, in turn, help her with the labor. She is thinking of maintaining the plantations so that they are not harmed and do not lower their production. With her coffee-growing project she can earn more income to support her family.

She has a small amount of money, but not enough for this purchase nor the contracts. For this reason and no means to get the money for it, she is requesting a loan. It is the first loan that she has received from FUDECOSUR. She has never had any other loans from other state banks, but FUDECOSUR has given her a loan with great terms and a much lower interest rate.
View original language description ↓
Giselle tiene 30 años de edad, esta casada y vive con el esposo y cuatro hijos actualmente. Ella con crédito pretende comprar insumos como abonos, fumigantes, y a su vez ayudarse con la mano de obra. Ella piensa dar mantenimiento a las plantaciones, para que este no sufra ningún daño, y no se pierda la producción, y así con su proyecto cafetalero poder generar más ganancias para contribuir con su familia, ella no cuenta con el capital necesario para dicha compra, ni dichos contratos, ya que es de bajos recursos y no tiene como adquirir el dinero necesario para esto, por lo que el solicito un crédito, y es el primer préstamo que ha recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja……

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.

About FUDECOSUR:

The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at fudecosur.org.

About Costa Rica

  • $11,100
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,023,725
    Funds lent in using Kiva
  • 499.5
    Costa Rica Colones (CRC) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,025 helped Giselle to buy supplies such as manure and pesticides.
99% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jan 20, 2013
Listed
Feb 19, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 29, 2014