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Elsy Noemi
Elsy, 24, has four children, ages 10, 8, 4 and 10 months, all boys. She makes a living selling different food items such as the following: sorbets, french fries and pupusas. She sells them in her home, and she already has a very good client base made up of the people who live in her community. She has been performing this work for about five years.

She is a single mother and she alone ensures the support of her small children, two of whom go to school despite limiting factors. They have a decent roof and a good education.

For the creation of the different food items that she produces, she buys the raw materials in different stores in the city where they sell to her at wholesale prices, at a distance of three kilometers from her house.

The loan she is requesting from Fundación Campo will be used to buy three pints of sorbet, three boxes of 100 cones, three quintals of potatoes, three five-bottle carafes of oil, ten quintals of corn for making pupusas, five pounds of pork rinds, five pounds of cheese, and the respective vegetables for making salad (cabbage, carrots, chiles, etc.)

With this investment, she would be able to increase her inventory for the making of the different products that she creates and in this way her clients will always buy her products, since there are occasions on which - due to a lack of cash - she cannot buy the raw materials to make her products with.

If she is able to sell all of these food products, her sales income will be greater and in this way she can give her four children a better education, since they have other needs she cannot meet due to her current income. Among her plans is the installation of a store, where she can sell basic needs products, since she lives with many people in the community and they have to leave the canton to be able to buy things. Another future goal she has is that her four children get a good education so that they can be good men tomorrow.
View original language description ↓
Elsy tiene 24 años de edad, tiene cuatro hijos, de 10, 8, 4 años de edad y uno de 10 meses todos son varones. se dedica a la venta de diferentes artículos comestibles como se pueden mencionar los siguientes: sorbetes, papas fritas y pupusas. Ella los vende un su casa, ya cuenta con una clientela muy buena que son las personas que viven en su comunidad; esta actividad la viene ejerciendo desde hace un promedio de 5 años.
Es madre soltera y ella sola vela por la manutención de sus pequeños niños dos de ellos asisten a la escuela a pesar de las limitantes tienen un techo digno y una buena educación.

Para la elaboración de los diferentes comestibles que ella produce, la materia prima la compra en diferentes tiendas de la cuidad, donde le venden a precio de mayoreo que se encuentra ha una distancia de 3 kilómetros de su casa.

El préstamo que esta solicitando a Fundación Campo, es para comprar 3 pintas de sorbetes, 3 cajas de cono de 100 unidades cada una, 3 quintales de papa, 3 garrafas de aceite de 5 botellas cada una, 10 quintales de maíz para la elaboración de las pupusas, 5 libras de chicharón, 5 libras de quesillo, y sus respectivas verduras para hacer el ensalada (repollos, zanahorias, chile. etc.)

con la inversión, podra incrementar los inventarios para la elaboración de los diferentes productos que ella fabrica y de esta manera los clientes siempre le compraran; ya que hay ocasiones que por falta de efectivo ella no puede comprar la materia prima para la elaboración de los productos.

Al poder vender todos los productos comestibles, los ingresos por venta serán mayores y de esta manera le podrá dar una educación mejor a sus 4 hijos, ya que ellos demandan otras necesidades que ella no las puede suplir por sus ingresos actuales.

Entre sus planes esta el instalar una tienda, donde pueda vender productos de la canasta básica ya que las personas que viven en la comunidad son bastantes y tienen que salir del cantón para poder comprar. Otra meta a futuro que ella tiene es que sus 4 hijos tengan una educación buena para que puedan ser hombres de bien en el mañana.















Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 727
    View loans »
    El Salvador Loans Fundraising
  • $26,313,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Elsy Noemi to buy three pints of sorbet, three boxes of 100 cones, three quintals of potatoes, three five-bottle carafes of oil, ten quintals of corn for making pupusas, five pounds of pork rinds, five pounds of cheese, and the respective vegetables for making salad (cabbage, carrots, chiles, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 13, 2013
Listed
Feb 19, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 17, 2013