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Ashot is 21 years old and lives in the town of Ijevan with his parents and brother. He studies at Yerevan State University, in the department of history.

Ashot's parents work hard to sustain their family and it is very difficult for them to save money for Ashot's education.

Ashot has applied for this loan to pay for his university tuition. The loan is very important for Ashot because it will enable him to complete his education and become a good specialist.

He dreams of finding a well-paying job so he can help his parents sustain their family.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,888,900
    Funds lent in using Kiva
  • 406.5
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Ashot to pay for his university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2013
Feb 20, 2013
Currency Exchange Loss:
Feb 17, 2014