Joana is a 37-year-old baker. She has three children, all of school-going age. She is an individual member of the group that meets on Fridays.
Joana has been doing her business for the past 6 years. She gets her goods from the market in bulk and, in turn, uses them to bake and sell goods to her customers. She is very dedicated, industrious, and very hardworking.
This is Joana’s fourth loan, and she is requesting 1,400 GHS to help her to buy more ingredients to sell to her customers.
About ID Ghana
ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.