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Joana
Joana is a 37-year-old baker. She has three children, all of school-going age. She is an individual member of the group that meets on Fridays.


Joana has been doing her business for the past 6 years. She gets her goods from the market in bulk and, in turn, uses them to bake and sell goods to her customers. She is very dedicated, industrious, and very hardworking.


This is Joana’s fourth loan, and she is requesting 1,400 GHS to help her to buy more ingredients to sell to her customers.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

About Ghana

  • $3,500
    Average annual income
  • 48
    View loans »
    Ghana Loans Fundraising
  • $11,460,400
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Joana to buy flour, margarine, and sugar to bake bread to sell to customers.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 7, 2013
Listed
Feb 19, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013