Janet lives in West Point, one of the most populated and well-known market areas in Montserrado county. She is 40 years old and married. She was unable to attend school. For three years now she has been selling charcoal in her community. One of the problems that she faces is a small income. She enjoys the interaction with her customers, and the profit that she makes enables her to buy food for her home. It makes her proud of her business. She is requesting a loan to purchase charcoal for her business. In the near future she would like to build a house for her children.