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Margaret sells charcoal to earn a living and has been engaged in this business for 12 years. She works from her home seven days a week. In addition to her charcoal business, she generates additional income by offering rental rooms. Her major business challenges include transportation and seasonality.

Margaret and her husband have five children, only one of whom attends school. She also takes acre of her brother’s son. She owns her own house and the family has access to electricity and piped water. Her monthly expenses include school fees and utility bills.

She has applied for a loan in the amount of 2,000,000 Uganda shillings from MCDT-SACCO, which she will use to buy more bags of charcoal.

Margaret's goal is eventually to acquire a delivery van to ease her transportation difficulties. She also aspires to become a wholesaler.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 415
    View loans »
    Uganda Loans Fundraising
  • $30,366,425
    Funds lent in using Kiva
  • 2,659.7
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Margaret to buy bags of charcoal to offer for sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 18, 2013
Feb 19, 2013
Currency Exchange Loss:
Aug 17, 2013