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Esi earns an income by extracting palm oil and kennel oil and offering these for sale. Her business is located at the market at Asafora, near Cape Coast.

Esi is not married, so she uses her income to support herself. She pays all her living and accommodation bills on her own.

Esi will use her loan to purchase more palm fruit and palm kennel from which she will extract oil to offer for sale. With the new profit from her expanded business, Esi wishes to buy a machine to extract the oil more easily by herself. The investment will allow her to expand her business through this improved efficiency.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 42
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Esi to purchase more palm fruit and palm kennel from which she will extract oil to offer for sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Feb 19, 2013
Currency Exchange Loss:
Jun 17, 2013